Benefits of Membership

"Open an account with the credit union today!"

Opening An Account?

Joining the Credit Union is the best decision you could take for your money.

Our Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members. Membership is open to anyone who resides or works within Blantyre, Bothwell and South Uddingston.

Joining could not be easier, just follow these instructions:-

1. Download and complete the application form
2. Bring it into our office along with £3 joining fee and a minimum deposit of £2
3. We need to confirm your identity and current address and normally this can be completed using electronic verification. If this cannot be confirmed by this method we made request documentary proof, also if you work but not reside within our area we will require proof of your employment. The following are acceptable as proof of:

Identity -

• Current signed passport
• Resident permit issued to EU nationals by the Home Office
• Current UK/EU Photo driving license or full UK driving license
• State pension/benefit book or notification letter
• Inland Revenue Tax notification

Residency -

• Wage Slip Current local authority tax bill
• Rent card or tenancy agreement
• Bank/Building Soc statement (dated within the last three months)
• Recent gas/water/electricity bill (dated within the last three months)
• Current EU/UK photo driving license or full UK driving license
• State pension/benefit book or notification letter
• Inland Revenue tax notification

Employment-

• Recent payslip
• Contract of Employment

Membership Application

Download Membership Application Form (8.8kb) Download Junior Membership Application (5.2kb) The membership application form is a PDF document and Adobe Acrobat Reader is required to the view it. Adobe Acrobat Reader can be downloaded for free by clicking on the Get Acrobat Reader icon.

Benefits  of Membership

Membership has many benefits...

Flexible & Convenient Loans
Members can take out flexible loans 8 weeks after joining, and repay at tailor-made schedules. All our loans are insured, against death, at no charge to the member. (terms and conditions apply)

Dividend on Savings
We, currently, do not offer interest on savings but, assuming that there is a surplus after all running costs have been covered and our reserves increased to the required level. any remaining balance will be returned to our members in the form of a dividend. Blantyre credit union has paid a dividend for the last 6 years, although there are no guarantees given that this will happen every year.

Quality Service, No Fees
You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.

Convenient ways to Save
If you have a bank account you can set up a Direct Debit or a standing order payment and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions. Payments can also be made by cash / cheque at our main office or using a PayPoint card at any retailer, displaying the PayPoint sign, throughout the UK. It couldn't be easier!